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Nyame Suro Group
In this Group: Rose, David, Asana, Sakinatu, Lydia, Rakia, Mariama, Alimatu
Rose is 37 years old and is married with three children. All of her children are in school, which makes Rose so happy. She owns and operates a grocery shop and sells items like sugar, vegetable oil, bottled water, skimmed powdered milk, and biscuits, etc. in her neighborhood. Rose has been selling grocery items for the last eighteen years to take care of the family. She has no regrets of what she has had to do, but her only challenge is funds to buy more raw materials. She takes delivery of stock from Kumasi central market and retails to her customers. She is therefore requesting loan support. With the loan, she wants to purchase more crates of assorted drinks, bags of sugar, cartons of vegetable oil, boxes of biscuits, etc., to increase her inventory. She hopes to improve her savings to support her children in school.

She is the leader of a trust bank group called ‘Nyame Suro’ which literally means the fear of the Lord. She is the one sitting in the middle in the group photograph. Most of the members of this group are small traders, food vendors, and farmers respectively. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan. They would be grateful for your assistance.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 27
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyame Suro Group's $3,100 loan helped a member to buy more cartons of assorted drinks, bags of sugar, cartons of bottled mineral water, and boxes of biscuits.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 24, 2009
Dec 28, 2009
Currency Exchange Loss:
Sep 2, 2010