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Ziad is a 38 year old man who lives in Aley, Mount Lebanon with his wife. Ziad works as an electrician, and he also owns a farm where he has had cows for nineteen years. Ziad decided on having a farm which allows him to sell dairy products like milk, cheese, etc. His second job, as an electrician, is the job that he always wanted to do. These two jobs allow him to take care of his family’s needs.

Ziad requested a loan from Al Majmoua in order to purchase feed for his cows and tools for his work as an electrician. This is the first time that Ziad has requested a loan.

Ziad is special in his work because he is known for his good dairy products. His clients are his friends and neighbors, as well as people from outside his region. When he first started his business, he didn’t have a lot of cash. In the future, he plans to keep on improving both of his businesses.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 135
    View loans »
    Lebanon Loans Fundraising
  • $18,174,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ziad to purchase feed for his cows and tools for his electrician business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 8, 2009
Dec 22, 2009
Currency Exchange Loss:
Jan 15, 2011