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Sebedon Group
In this Group: Makoro , Awa , Noumousso , Magnine
The members of the Sebedon group are married women who are, on average, 41 years old with 6 children. They live in large traditional households with their husbands and children and reside in the village of Timpana, Dioïla prefecture, Koulikoro region, Republic of Mali.
They all come from the same extended family of M. and sell items such as petrol, lubricants, rice, dry cereals, pagnes (a type of brightly-printed West African cloth), harvest goods, food products, etc.
These women came to know about the microfinance institution Soro Yiriwaso (one of Kiva's field partners) thanks to some of their acquaintances in the city of Dioïla, and decided to join with the goal of making their lucrative businesses more durable.
They are on their sixth solidarity (group) loan, and all the previous loans were repaid properly.
With this new loan, they intend to buy a large quantity of dry cereals in order to make couscous, ten bags of paddy rice in N'Diombougou that will be steamed before being sold, 50 litres of petrol, and 10 litres of motor oil in Dioïla. All of these products are re-sold on-the-spot in Timpana and at the market in Dioïla to a clientele composed of women and men.
They foresee realizing a monthly profit of 20,000 FCFA per person. A portion of the profit will be reinvested in their businesses, and the rest used to pay for the daily family expenses.
Les membres du groupe Sebedon sont des femmes mariées ayant une moyenne d’âge de 41 ans et 6 enfants. Avec leur mari et enfants elles vivent dans des grandes familles traditionnelles et résident dans le village de Timpana, préfecture de Dioïla, Région de Koulikoro, République du Mali.
Elles sont issues de la même grande famille M. et exercent le commerce d’articles tels l’essence, les lubrifiants, le riz, les céréales sèches, les pagnes, les produits de cueillettes, les produits alimentaires etc.
Ces femmes ont connues l’institution de microfinance Soro Yiriwaso grâce à certaines de leurs connaissances de la ville de Dioïla et ont décidé de l’intégrer dans le souci de pérenniser leurs activités lucratives.
Elles sont à leur sixième prêt solidaire et tous les prêts précédents ont été bien remboursés.
Avec ce nouveau prêt elles comptent acheter, une grande quantité de céréales sèches pour en faire du couscous, dix sacs de riz paddy à N’Diombougou qui sera étuvé avant d’être commercialisé, 5O litres d’essence et 10 litres d’huile moteurs à Dioïla. Tous ces produits sont revendus sur place à Timpana et au marché de Dioïla à une clientèle composée de femmes et d’hommes.
Elles envisagent réaliser un bénéfice mensuel de 20 000F CFA par personne. Les bénéfices sont d’une part réinvestis dans l’activité et d’autre part dans les dépenses quotidiennes de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 35
    View loans »
    Mali Loans Fundraising
  • $12,522,950
    Funds lent in using Kiva
  • 458.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD