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Jorge Luis
For much of his life, Mr. Jorge S. has worked very hard to create an excellent quality of life for his family which includes his wife and their three school-aged children.

Mr. Jorge has been so dedicated to his work because he longs for his children to succeed in life and also because he needs to improve the facilities in his home. It is for this reason that Mr. S. has decided to buy the construction materials in order to reconstruct his home for his own satisfaction and that of his children.
View original language description ↓
El señor Jorge S. gran parte de su vida se ha dedicado a trabajar arduamente con el fin de brindarle excelentes condiciones de vida a su familia compuesta por su cónyuge y por sus tres hijos que están en edad escolar.

El señor Jorge se ha dedicado con mucho empeño a su trabajo porque anhela que sus hijos lleguen a triunfar en la vida y también porque requiere mejorar las instalaciones de su vivienda. Es por este motivo que el señor S. ha decidido invertir en la compra de los materiales de construcción para dar lugar de esta manera a la reconstrucción de dicha vivienda para la satisfacción propia y la de sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Jorge Luis to buy construction materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 27, 2009
Dec 21, 2009
Currency Exchange Loss:
Mar 15, 2011