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Ñamba'apo Oñondivepa Group
In this Group: Limpia , Maria , Norma , Teofila , Beatriz , Mercedez , Sixta , Expedita , Mirian , Dolores , Norma , Evangelista , Adelina , Liz , Teodosia , Juan , Mercedes *
* not pictured
The group Ñamba'apo Oñondivepa ("Let's work together" in Guarani) was born a year ago after some women who already had experience working in a group, decided to start anew. The women come from the hamlet of Marquetalia, and are strict about following the rules of the group, thanks to which they have been able to pay all of their loans with an excellent record. On average, each member receives Gs. 635,924 (approx. U$D 140) which will buy supplies and products that each member will sell in their respective business.
The hamlet's families are very poor, but still they have continued to survive and fulfill the needs that every family has thanks to the effort of the women who will take on any job to support and feed their children.

There are many women in this community like Mercedes, who is a single mother of three children. She currently collects materials to recycle, but with a loan from Kiva partner Fundación Paraguaya, she was able to start a business selling "empanadas" (turnovers) at a street vending stand. Thanks to her stand, she no longer needs to make so many sacrifices and for that, she is thankful to the Fundación.

1) Limpia G. - Snack bar
2) Maria F. - Clothing sales
3) Norma M. - Beverage and food sales
4) Teofila Avalo - Fruit and vegetable sales
5) Beatriz D. - Fruit and vegetable sales
6) Mercedes I. - "Empanada" sales
7) Sixta A. - Beverage sales
8) Expedita B. - Food sales
9) Mirian R. - Children clothing sales
10) Dolores B. - Food sales
11) Norma A. - Food sales
12) Evangelista Z. - Charcoal sales
13) Adelina Cañete - Sweets and candy sales
14) Liz Ocampos - Clothing sales
15) Teodosia C. - Perfume sales
16) Juana V. - Clothing sales
17) Mercedes Z. - Clothing sales
View original language description ↓
El comité Ñamba'apo Oñondivepa nace hace poco más de 1 año después que varias señoras que ya se tenían experiencia en trabajo en comité decidieron empezar de nuevo.
Las mismas son del asentamiento Marquetalia, son bastante estrictas y rigurosas en cuanto al cumplimiento en el comité, gracias a ello han logrado cancelar de manera excelente todos sus créditos.
En promedio reciben cada una 635,924 gs., el cual será invertido en la compra de artículos que serán vendidos en sus respectivas actividades comerciales.
Este es un asentamiento con familias muy pobres pero que a pesar de todo lograron sobre llevar toda las necesidades que cada familia pasa, mediante el esfuerzo especialmente de las madres que realizan cualquier trabajo para mantener y alimentar a sus hijos.
Así como Ña Mercedes existe mucho en el asentamiento ella es una señora madre soltera de tres hijos quien se dedica al reciclaje y actualmente con el crédito de la Fundación pudo poner un puesto de ventas de empanadas y gracias a eso ya no necesitan sacrificarse tanto y por ello agradece a la fundación.
Limpia G.
Maria F.
Venta de ropas
Norma M.
Venta de bebidas y comidas
Teofila Avalo
Venta de frutas y verduras
Beatriz D.
Venta de frutas y verduras
Mercedes I.
Venta de empanadas
Sixta A.
Venta de bebidas
Expedita B.
Venta de comidas
Mirian R.
Venta de ropas para niños y niñas
Dolores B.
Venta de comidas
Norma A.
Venta de comidas
Evangelista Z.
Venta de carbon
Adelina Cañete
Venta de golosinas
Liz Ocampos
Venta de ropas
Teodosia C.
Venta de perfumes
Juana V.
Venta de ropas
Mercedes Z.
Venta de ropas

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 33
    View loans »
    Paraguay Loans Fundraising
  • $37,192,625
    Funds lent in using Kiva
  • 4,440.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Ñamba'apo Oñondivepa Group's $2,450 loan helped a member buying products to increase their sales.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 27, 2009
Jan 15, 2010
Currency Exchange Loss:
Apr 15, 2010