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Piedad Arminda
Mrs. Piedad C. is 50 years old. She is not married and lives withher partner, with whom she has started to sell food from home.

The area where she lives (Trinataria island, Guayaquil) is a marginal neigbhood, which does not have basic services such as paved streets and sewage system.

She likes her food business because the investment is never lost, even though this business demands more hard work. She gets up very early in the morning and cleans her house, in order to start selling "encebollados" (typical Equatorian dish). She buys fish (US$ 15), yuka roots (US$ 5) and other ingredients (US$ 10) in order to prepare the "encebollados".

She intends to buy zinc to apply to her house roof with the loan. Her goal for the future is to own a place to rent it.

View original language description ↓
La señora Piedad Calderón tiene 50 años, no está casada pero vive con su pareja, empezó vendiendo comida en su casa con la ayuda de su conviviente.
El área donde vive (isla Trinitaria- Guayaquil) es un sector urbano marginal y no posee todos los servicios básicos tales como: calles pavimentadas y alcantarillado.
Le gusta su negocio porque en la comida nunca se pierde la inversión aunque es un poco más sacrificado. Muy temprano en la mañana se levanta a limpiar su casa para poder vender los encebollados. Para la venta del encebollado compra pescado (US$ 15), yuca (US$ 5) y varios por (US$ 10).
Con el préstamo piensa comprar el zinc para el techo de su casa. Su meta a futuro es tener un local para alquilarlo

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped Piedad Arminda buy zinc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2009
Dec 21, 2009
Currency Exchange Loss:
Jan 15, 2011