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Jesús Del Carmen
Jesús del Carmen O. has, with much dedication, improved the conditions of her grocery store in León. She opens at 5 in the morning and closes at 10 at night. She is known for being a hard worker who cares for the well-being of her family.

She is a single mother of 4, of whom 3 depend on her to provide them a stable home that allows them to succeed in their studies. This is why she works so hard: to continue looking after her children and to keep improving her business.

She is requesting the loan to buy products like eggs, sweets, milk, biscuits, tooth paste and toilet paper, among other things, for her store.
View original language description ↓
La señora Jesús del Carmen O. con gran dedicación ha logrado mejorar las condiciones de su pulpería que atiende ella misma en el departamento de León donde inicia a vender los productos desde las Cinco de la mañana hasta las Diez de la noche caracterizándose por ser una excelente trabajadora que se ha preocupado por el bienestar de su familia.

Ella es soltera y tiene cuatro hijos de los cuales tres de ellos debe de brindarles las condiciones necesarias para que se desarrollen en sus estudios y por esto debe de trabajar arduamente para continuar beneficiando a sus hijos y así lograr mejorar el negocio.

El crédito los solicita para la compra de los productos de la pulpería como lo son huevos, golosinas, leche, galletas, pastas de diente, papel higiénico, entre otros.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,000
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Jesús Del Carmen buy products for her grocery store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 30, 2009
Dec 21, 2009
Currency Exchange Loss:
Jun 15, 2010