Joke sells pastries like chin-chin. Chin-chin is made from flour and sugar. She is 46 years old and she is married with 2 children. She is a friendly woman. She is a LAPO client. The Lift Above Poverty Organization is committed to improving lives in Nigeria and Africa. She has been in this business for a long time. She hopes for a loan amount of 100,000 NGN to purchase more bags of flour to fry more chin-chin to sell. She says thanks to all Kiva lenders.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20