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Vorn S. M., 34, is a widow and lives with her four children in Phnom Penh City, Cambodia. To make a living, she sews and designs clothes for new and existing customers. She has been in business since 2002 and earns $4 per day. Vorn and her family seek to improve their standard of living and want to generate a better income. S. M. is asking for a loan of $800 to purchase a motorbike for her family's transportation. She thinks this loan will reduce public transportation expenses. This is her first loan from CREDIT MFI. She hopes to improve her business. She wants her children to finish high school and build a good house for her family.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 105
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Vorn buy a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 17, 2009
Jan 1, 2010
Currency Exchange Loss:
Apr 17, 2011