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Santos Pablo
Mr. Santos Pablo R. R. is 36 years old. He is in charge of cleaning in the Oriental Market in Managua. He cares for six children, three of whom are of school-age. He is married and has taken loans from Ceprodel for five years. During this time, he has invested six loans in household improvements, thanks to the financing offered by Ceprodel. He is an excellent client.

The credit he is requesting is to invest in the purchase of construction materials including zinc, beams, etc, which he will use to remodel the roof of his home. His goal is to offer more security and a better life to his children.
View original language description ↓
El Señor Santos Pablo R. R., tiene la edad de 36 años. El Labora como encargado de limpieza (Higienista) en el Mercado Oriental de Managua, el tiene seis hijos a su cargo, tres de ellos se encuentran en edad escolar, esta Casado, ha trabajado créditos con CEPRODEL durante Cinco años, en este periodo de tiempo ha invertido 6 créditos en la mejoramiento de la vivienda en la que habita, gracias a los financiamientos otorgados por CEPRODEL, el es un cliente excelente.

El crédito solicitado es para invertir en la compra de materiales de construcción como: Zinc, Perlines, etc. El cual utilizara para la remodelación del techo de su casa de habitación, con el objetivo de Brindarles mayor seguridad y una mejor condición de vida a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Santos Pablo to buy construction materials.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Nov 30, 2009
Dec 19, 2009
Currency Exchange Loss:
May 15, 2011