A loan helped to buy an additional cow for her home-based milk-sales business and increase her income.


Nazia's story

Nazia is a hardworking, self-employed 33-year-old woman and the mother of three children aged ten, seven, and six. All are going to school and getting a primary education. She lives with her family in the village area of Multan, Pakistan. Her husband is a truck driver.

Eleven years ago, Nazia established a milk-selling business. She wants to purchase an additional cow and wants to increase her revenue, but due to insufficient financial means, she is unable to purchase a cow.

To fulfill this need, Nazia is once again asking for a loan from Kiva’s field partner BRAC Pakistan. With the loan, she can purchase a cow for her milk-sales business in order to increase her income. This is her sixth loan cycle with BRAC Pakistan.

Nazia is thankful to Kiva, lenders, and field partner BRAC Pakistan.


This loan is special because:

It provides financial services in some of the poorest parts of Pakistan.



Loan details


Lenders and lending teams




Loan details