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Ludmila is married with a grown son. She lives and runs her business in the central market of her home town of Pavlograd. She sells office supplies, household items and other retail items. Her kiosk is located right at the entrance to the marketplace which makes it a favorable spot for many potential customers. Ludmila has been working in this sphere of trade for 5 years. Presently, she has 40,000 Grivnyas worth of inventory. Her net profit amounts to 4,000 - 6,000 Grivnyas a month.

Ludmila has proved to be a reliable borrower with a stable business. She is always very customer-friendly. This time she is requesting a 15,000 Grivnya loan to purchase additional merchandise for the holiday season. Ludmila owns two vending locations and is hoping to re-stock them with inventory using the current loan.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Ludmila to increase her working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 26, 2009
Dec 19, 2009
Currency Exchange Loss:
Jun 15, 2010