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Julio Perez Gonzalez is 50 years old and lives with his wife and three children in a community called Canalete, located in Upala in the province of Alajuela. It is a somewhat mountainous place, and its economic activities mainly center around agriculture and raising livestock. It is a community with a great opportunity for development and the establishment of small companies, agroindustry as much as commercial trade.

Julio works in agriculture, specifically sowing plantains, which he has done for 10 years. He says that the market for this product is very good. Thanks to this project, his quality of life has improved considerably, and furthermore, he has grown as a person and has acquired a lot of knowledge.

At the moment, Julio wishes to obtain a microcredit of 675,000 colones to help maintain his harvest and to purchase fertilizers and other supplies. With this investment, he hopes to attain a good harvest, with products of the appropriate characteristics to obtain a high sales price, to be able to increase his production.

Julio is a partner of the Empresa de Credito Comunal Canalete, one of the 100 partner organizations of EDESA in Costa Rica. This will be his first loan, and with it he hopes to continue growing on a personal and economic level, as well as actively participating in his community's credit organization.
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Julio P. G. es un señor de 50 años de edad quien vive con su esposa y sus tres hijos en una comunidad llamada Canalete localizada en Upala en la provincia de Alajuela, es un lugar semimontañoso y sus actividades económicas se centran en la agricultura y mayormente en la ganadería. Es una comunidad con una gran oportunidad de desarrollo y establecimiento de microempresas, tanto de agroindustria como comercio.

Don Julio se dedica a la agricultura, específicamente a la siembra de plátano desde hace 10 años. Dice que el mercado para este producto es muy bueno. Comenta que gracias a este proyecto sus condiciones de vida han mejorado considerablemente y dice además que ha crecido como persona y ha adquirido mucho conocimiento.

En estos momentos don Julio desea obtener un microcrédito por ¢675 ,000 (seiscientos setenta y cinco mil colones), para darle mantenimiento a su cosecha además comprar fertilizantes, abonos entre otros insumos. Con esta inversión espera lograr una buena cosecha, con un producto de características apropiadas para conseguir un precio de venta alto poder incrementar la producción.

Don Julio es socio de la Empresa de Crédito Comunal Canalete, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su primer préstamo y con él espera continuar creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 6
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 562.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Julio to purchase supplies for sowing and maintaining plantain.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 13, 2010
Dec 19, 2009
Currency Exchange Loss:
Feb 22, 2013