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Analive V. Q. is 66 years old and lives in a community called Canalete, located in Upala in the province of Alajuela. It is a somewhat mountainous place and its economic activities mostly center around agriculture and livestock. It is a community with a great opportunity for development and the establishment of small companies, agroindustry as much as commercial trade.

40 years ago, Analive started up a clothing business. She makes different types of garments, specifically underwear for women. Additionally, she tells us the she gives sewing classes to a few women in her community. She sells her merchandise in businesses in her community, and people even come to her house to look for her. Her small company has greatly helped improve her quality of life.

Currently, Analive requires a loan of 675,000 colones to purchase materials like fabric, thread, elastic, accessories, etc. With this investment she hopes to be able to increase her production and improve the quality of the products. She is sure that thanks to this loan, she will be able to offer more and better options to her current and potential clients.

Analive is a partner of the Empresa de Credito Comunal Canalete, one of the 100 partner organizations of EDESA in Costa Rica. This will be her first loan, and with it she hopes to continue growing on a personal and economic level, aside from participating actively in her community's credit organization.
View original language description ↓
Analive V. Quirós es una señora de 66 años de edad quien vive en una comunidad llamada Canalete localizada en Upala en la provincia de Alajuela, es un lugar semimontañoso y sus actividades económicas se centran en la agricultura y mayormente en la ganadería. Es una comunidad con una gran oportunidad de desarrollo y establecimiento de microempresas, tanto de agroindustria como comercio.

Desde hace 40 años que doña Analive inició un negocio de confección de ropa. Ella elabora diferentes tipos de prendas de vestir específicamente ropa interior femenina, además comenta que da clases de costura a algunas mujeres de su comunidad. Ella vende su mercadería en negocios de la comunidad o incluso la llegan a buscarla a su casa. Su microempresa ha ayudado a que su condición de vida haya mejorado mucho.

Actualmente doña Analive requiere un préstamo de ¢675.000 (seiscientos setenta y cinco mil colones) para comprar materiales como telas, hilos, elásticos, accesorios etc. Con esta inversión espera poder incrementar su producción y mejorar la calidad de los productos. Afirma que gracias a este préstamo podrá ofrecer más y mejores opciones para sus clientes actuales y potenciales.

Doña Analive es socia de la Empresa de Crédito Comunal Canalete, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su primer préstamo y con él espera continuar creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,715,325
    Funds lent in using Kiva
  • 562.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Analive the purchase of materials to make clothing.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 13, 2010
Dec 19, 2009
Currency Exchange Loss:
Feb 22, 2013