A loan of $700 helped buy beauty products, hygiene products, decorations, underwear, items for the home, and merchandise like clothing for women and men.

Myriam Rosa's story

Myriam lives with her husband in the Altos de Betania de Sabanagrande Atlántico neighborhood. The neighborhood is characterized by houses that were raised with great effort by its inhabitants.

Myriam is a natural businesswoman. She started her first business in 1998 when her husband was suddenly left without work. She needed to figure out how to meet the family commitments, especially those related to her children’s education and the general household expenses. This situation led her to discover her business potential.

That is how she came, for the first time, to sell beauty products that she got from a friend. She could not do it directly because she did not have money to start, and she lacked a credit history because she was not known in the business.

Gradually, through her effort, perseverance, and discipline, she got together the capital to affiliate herself with a business. She was able to display her products through special guides and build her own customer base. This drove her to start selling other requested merchandise that could not be found in her business’ magazine.

With the increase in earnings, she started to buy in bulk. But, her merchandise was not protected, and she did not have a place to store it. It was difficult to control her inventory. This work kept her away from home a lot. That is why she put forth much effort to buy display cases to protect her products and display them in a fixed place. She thought of opening a place in her home. It is a small general store, and everyone in the neighborhood and surrounding area knows it. She has overcome many difficulties. The most difficult happened when the business was more prosperous, and she was self-sufficient without the need of going into debt. Her little granddaughter became ill, and part of her capital went towards her granddaughter’s recuperation.

That was when she turned to the Mario Santo Domingo Foundation, for the first time, to look for help. Her new loan will help her to buy beauty products, hygiene products, decorations, underwear, items for the home, and merchandise like clothing for women and men that she still sells through catalogs.

Her biggest dream is to separate the business from her family life in order to effectively balance her work life and her personal home life. She plans to organize a place independent from her house and gradually buy new showcases for her merchandise. To do this, Myriam, with her husband, will work by doubling her efforts.

Translated from Spanish by Kiva volunteer Ginny Kalish

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