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Denny Cecilia
Denny Gómez is 27 years old. She lives in the area called "The Perimetral en Guayaquil." She has a house made of sugar cane reeds and only has basic services -- running water. Denny began her business to be able to help her husband, and she decided to have a mini store.

Denny works from 7 a.m. until 10 p.m. in her store. She has sweets and buys wrappers at $1.50, to buy toilet paper at $ 0.20 each one, she buys diapers at $ 0.10, colas, etc. One of the biggest challenges she has in her business is thievery. Her husband helps her with the family expenses as a construction worker. They have 3 children, 7 years old, 3 years and a one year' old. The eldest studies in a financial school.

With the loan, she wants to buy 50 sweets wrappers, 100 diapers, and 50 colas. In the future she wants to rebuild her house of cement and be able make more space for her business.
View original language description ↓
Denny Gómez de 27 años de edad, vive en la zona de la Perimetral en Guayaquil, tiene una casa de caña y solo tiene un servicio básico que es el agua, Denny comenzó su negocio para poderle ayudar a su esposa y pensó en ponerle una mini tienda.

Denny trabaja desde las 07h00 hasta las 22h00pm en su tienda tiene caramelos compra la funda a $ 1.50, comprar a $ 0.20 los papel higiénico c/u, compra pañales a $ 0.10, colas etc. Una de las mayores complicaciones que tiene en su negocio son los ladrones, su esposo le ayuda con los gastos familiares siendo obrero en construcciones tiene 3 hijos uno de 7 años, 3 años y 1 año el mayor estudia en una escuela fiscal.

Con el préstamo quiere comprar 50 fundas de caramelos, 100 pañales, 50 colas. En el futuro quiere arreglar su casa para construirla de cemento y poder así tener mas espacio para su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Denny Cecilia sweets, diapers and colas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2009
Dec 17, 2009
Currency Exchange Loss:
Dec 15, 2010