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Katusenvule Group, Lugazi
In this Group: Isma , Ronah, Lillian, Harriet, Rose, Esther, Bruno, Mariam, Nathan, Hakamadah, Florence, Sarah, Kasifah, Peter*, Margaret, Joseph*, Swayibu*
* not pictured
S. Isma is the leader of his group in Lugazi. He is a married man with five children, all of whom are in primary school. In total, he takes care of six dependants.

For the past six years, Isma has been in the business of selling produce, mostly beans and maize from Buloba. He admits that his main challenge is not having enough capital, although he is trying to fight this with the help of loans. He is able to make 35,000 Ugandan shillings (UGX) in weekly profits and, once he enlarges his business, he hopes to increase this amount.

Isma needs a loan to be able to buy more beans and maize for resale, since such transactions help his business expand. He has worked hard to win his customers’ trust. His major goal is to ensure that he is able to pay his children’s school fees to the highest level of education. He would also like to build houses for them as they grow up.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 122
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 1,920.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Katusenvule Group, Lugazi's $4,350 loan helped a member buying more beans and maize for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2009
Dec 18, 2009
Currency Exchange Loss:
May 15, 2010