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La Capulina Group
In this Group: Esperanza Del Carmen , Esperanza Del Socorro , Claudia Patricia , Doris Maricela
The Capulina Group is composed of Esperanza del Carmen, Esperanza del Socorro, Claudia Patricia, and Doris Maricela, four enterprising, struggling, hard-working women.

Esperanza del Carmen is 55 years old, and 10 years ago she began selling tomatoes in order to survive. Since the economic situation didn't improve, she began selling clothing on commission.

Esperanza del Socorro is 40 years old and she has had a small clothing stall in the Eastern Market for 7 years. Her children help her after school. Claudia Patricia sells clothing while Doris Maricela, 27 years old, has a grocery store.
View original language description ↓
El grupo la Capulina está integrado por Esperanza del Carmen O., Esperanza del Socorro Reyes, Claudia Patricia S. y Doris Maricela P. C. cuatro féminas trabajadoras, emprendedoras y luchadoras.

Esperanza del Carmen O. de 55 años desde hace 10 años ella empezó vendiendo tomate para poder sobrevivir, ya que la situación económica no era buena luego se introdujo al comercio de ropa por encargo.

Esperanza del Socorro Reyes de 40 años tiene un pequeño caramanchel de ropa en el Mercado Oriental desde hace siete años donde le ayudan sus hijos después de clase, Claudia Patricia S. vende ropa y Doris Maricela P. C. de 27 años tiene una pulpería.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of La Capulina Group's $725 loan helped a member tO BUY CLOTHING TO SELL.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 15, 2009
Dec 17, 2009
Currency Exchange Loss:
May 15, 2010