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Esther sells sarongs and lace in the market in Warri, Delta State, Nigeria. She is a focused, hardworking woman. She has been in this business for a long time. She puts in long hours trying to keep her business sustainable. This is the high season for sales and she hopes to make more profits.

Esther is 48 years old and married with five children. She is a LAPO client. The Lift Above Poverty Organization is committed to improving lives in Nigeria and elsewhere in Africa.

Esther is requesting a loan of 100,000 Nigerian Naira to purchase more sarongs and lace to sell. She says thanks to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 213
    View loans »
    Nigeria Loans Fundraising
  • $6,543,750
    Funds lent in using Kiva
  • 149.9
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Esther to purchase more sarongs and lace to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 20, 2009
Jan 1, 2010
Currency Exchange Loss:
Aug 26, 2010