A loan of $300 helped to purchase additional products to sell.


Sonia's story

Sonia B., 44, is from the village of San Jose, Mahinog, Camiguin Province. She is widowed and has 4 school-aged children. To make a living, Sonia owns & operates a sari-sari (variety) retail shop. The main source of income for the business comes from selling both food & daily use products in the local community. She has been engaged in her business for over 15 years and earns approximately 3,000 PHP a month.

In 2009, Sonia joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 10,000 PHP from HSPFI, and is requesting a new loan of 13,000 PHP, which will be used to purchase additional products to sell. This will be the fourth loan taken out by Sonia from HSPFI. She plans to use the additional revenue generated from the business to improve and expand it.

About HSPFI:

HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



Loan details


Lenders and lending teams



Loan details