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Jenelyn D. J. is a 33-year old married woman who lives in Brgy Cabacungan, La Castillana, Negros Occidental. She earns her living by running a general store and by buying and selling rice. She and her husband, who helps her run this business, have one child who is nine years old, goes to school and also helps out in the business.

Jenelyn joined NWTF-Project Dungganon in 1998 in hopes of being able to help improve her family's quality of life. With loans from NWTF-PD, she has been able to increase their family income by earning an average of PHP 15,000 every month from her work

Jenelyn is a member of good standing in our organization and has used previous loans of PHP 19,500 each to help run her store and improve her family's life. She has now applied for her 14th loan, for PHP 25,000, to continue expanding her business and proviD. her family with a brighter future.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that mean honorable). NWTF empowers women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them;Dungganon -- a title of esteem that is bestowed on members of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 423
    View loans »
    Philippines Loans Fundraising
  • $69,606,975
    Funds lent in using Kiva
  • 46.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Jenelyn to expand her general store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 20, 2009
Jan 1, 2010
Currency Exchange Loss:
Dec 15, 2010