A loan of $650 helped additional working capital.


Nelia's story

Nelia C. is a 37-year old married woman who lives in Brgy Cabacungan, La Castillana, Negros Occidental. She earns her living by selling used clothes, running a general store, and networking products of Avon. Nelia’s husband helps her with the business. They have two children who are between 8 and 12 years old. The children are currently going to school and also help their parents in the business as part of their daily chores. Nelia joined NWTF-Project Dungganon in 2001 in the hope that she would be able to help her husband improve their family's quality of life. With the help of her loans from NWTF-PD, she has been able to increase her family's income. Now, she earns an average monthly income of Php 10,000 from her business activities. Nelia is a member in good standing. Her previous loan of Php 25,000 was used to fund operations of her general store and direct-selling of Avon beauty products, which had a positive impact on both the business and the family’s living conditions. Now she is requesting her 16th loan, in the amount of Php 29,500, which she intends to invest in her general store, clothes-selling, and networking businesses. Nelia is working hard to achieve her dreams and aspirations for her family, which is to provide them with a brighter future and a more comfortable life. About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.



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