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Ramona G. G. is 56 years old and lives in the municipality of Ilopango. She lives together with her two daughters and a granddaughter who is 5 years old. She owns a shop in her own house, where she markets perishable and personal use products. For eight years, Ramona has struggled to get ahead with her business, which is the only source of income that she can count on since her oldest daughter lost her job, and it has been difficult for her to find a new one. It is for this reason that Sra. Ramona is requesting a loan through which she will be able to buy more products, those which are sold the most in her place. She is hoping to increase her sales and in this way, be able to count on everything that is necessary to live with dignity, but above all, she doesn't want her little granddaughter to miss anything.
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Ramona G. G. de 56 años de edad, reside en el municipio de Ilopango. Vive junto a sus dos hijas y una nieta de 5 años de edad. Ella posee una tienda en su propia casa, ahí comercializa productos perecederos y de uso personal. Desde hace 8 años Ramona lucha por seguir adelante con su negocio, el cual es la única fuente de ingresos con la cual cuenta debido a que su hija mayor perdió su empleo y se le ha sido difícil encontrar uno nuevo. Es por esto que la señora Ramona solícita un préstamo a través del cual pueda comprar más productos, los cuales son más vendidos en el lugar, esperando así aumentar las ventas y así de esta manera poder contar con todo lo necesario para vivir dignamente pero sobre todo que no le haga falta nada a su pequeña nieta.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 566
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ramona to buy necessity products.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 20, 2009
Dec 15, 2009
Currency Exchange Loss:
Feb 15, 2011