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Masiaday Group
In this Group: Yeabu, Marie, Musu
Here are members of the 'Masiaday' group. Members of the 'Masiaday' group are small-scale businesswomen in the small town of Waterloo, near Freetown. They have come to SMT, a partner of 'Shine on Sierra Leone' in Waterloo to seek a loan of SLL 500,000 each to boost their businesses.

The leader of this group is Yeabu K. in the middle. Yeabu was born in a place call Nabina in Gambia, northern Sierra Leone. She is approximately fifty-three years old, a widow with four children. One of her children is in university; two are in secondary school, and one in primary school.

Yeabu sells cooked rice and 'foofoo' (food made out of ground cassava). She has been a businesswoman for unknown number of years now. With this loan, she will buy ten gallons of palm-oil (the most popular cooking oil), five gallons of other oil, three bags of rice, one bag of onions and an unknown number of fish and other cooking ingredients.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 3,932.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Masiaday Group's $400 loan helped a member buy ten gallons of palm-oil, five gallons of other oil, three bags of rice, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 10, 2009
Dec 27, 2009
Currency Exchange Loss:
Aug 15, 2010