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Chiv C., 37, is a cloth vendor living in the capital, Phnom Penh. She collects orders to buy cloth in bulk on credit from garment industries. She prepares the orders as sets and then sells them to her customers who need cloth to either decorate their houses or turn into furniture to sell. She repays her supplier when she has sold all the cloth.

Chiv C. is married with three kids: two are married and one is single and attending school. Her husband works as a military policeman. Chiv C. needs a loan to order more cloth to resell to raise more profit.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chiv to order additional cloth.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 8, 2009
Jan 1, 2010
Currency Exchange Loss:
Oct 16, 2010