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Lach N. is a villager living in the rural area of Battambang province. She was married for many years and blessed with three children, who are married and no longer living at home. To earn a living, Lach N. owns a hand-cart that she uses to hawk, selling cakes and boiled corn to the people around her district. She is usually able to generate about $5 of income a day. To help respond to the family’s needs, her husband runs a taxi service. Recently, he was unable to fulfill his customer’s requirements because his old motorcycle has broken down. Therefore, Lach N. applied for a loan to buy a new motorcycle to replace a broken one.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 210
    View loans »
    Cambodia Loans Fundraising
  • $40,009,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Lach to buy a new motorcycle to replace a broken one.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 3, 2009
Jan 1, 2010
Currency Exchange Loss:
Nov 15, 2010