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Isela C. lives in the town of San Rafael del Sur. She has always worked very hard to bring sustenance to her home and to support her family that depend on her. Currently, she would like to improve her children's quality of life and the most ideal way of doing this is to make improvements on her dwelling. She is requesting financing to bring about these improvements, especially in the kitchen which is not in very good condition. This is why she decided to start this project so that she can feel satisfied with her achievement and see that her children feel cheerful.
View original language description ↓
En el municipio de San Rafael del Sur, la señora Isela C. se ha dedicado a laborar mucho para llevar el sustento a su casa de habitación y para mantener a su familia que depende de ella.

Actualmente, la señora Isela busca la manera de cómo mejorar las condiciones de vida de sus hijos y lo más ideal y que tiene la necesidad es de mejorar las condiciones de su vivienda y para ello solicita el crédito para dar lugar a la reconstrucción en especial, la localidad donde tiene su cocina ya que no está en buenas condiciones por lo que decidió iniciar esta obra para sentirse muy satisfecha con este logro y lograr que sus hijos se sientan alegres.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 37
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Isela to buy building materials.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 24, 2009
Dec 14, 2009
Currency Exchange Loss:
Nov 15, 2010