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Born in 1954, Mary T. is a widow with five children. Her desire to see all of her children educated was shattered when her husband died, leaving her to single-handedly provide for her family. This motivated her to seek help. She became a member of GHAPE, where she was trained in business management, marketing techniques and credit discipline. Since then, she has taken out and repaid loans through her crop cultivation business. This has also allowed her to raise money to pay for her children's school fees.

Given a loan of $1200, she plans to sell spare motor parts (both secondhand and new) in the commercial zone of the town. She plans to repay the loan in 24 months. Her first repayment installment will be made four months from the date of the disbursement of the loan.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 4
    View loans »
    Cameroon Loans Fundraising
  • $1,304,200
    Funds lent in using Kiva
  • 500.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD