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Esther is 38 years old and married with a child. Her child is still dependent on her and goes to school. Her husband is a commercial driver.

Esther sells groceries at retail prices to her customers. She is a friendly woman and she uses her friendly skills to attract more customers to her stall. This is the high season for sales and she hopes to make more profits during this season.

Esther is a LAPO client. LAPO (Lift above Poverty Organization) is committed to improving lives in Nigeria and Africa.

Esther is requesting a loan amount of NGN 60,000 to purchase more groceries to sell. She says thanks to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 165
    View loans »
    Nigeria Loans Fundraising
  • $6,543,750
    Funds lent in using Kiva
  • 150.3
    Nigeria Nairas (NGN) = $1 USD