A loan of $425 helped additional working capital for general store.

Lucresia's story

Lucresia A. lives in Villa Elena, Brgy. Tortosa, Manapla, Negros Occidental. She is married with 8 children who are between 17 to 37 years old, some of whom already have gainful work and have their own families.

She is 59 years old and still working to earn a living because she wants to save for her future and have financial security. She also desires for her business to bring progress to her family.

In 2002, Lucresia joined NWTF-Project Dungganon to help her husband earn additional income for the family. When she received her loan, she put up a general store adjacent to her house.

As she continued to pay back her loans, she was granted new loans because of her good performance that showed that the loans helped to expand her business and she was able to add new products and gain more profit, with an average of Php 10,000 per month. The income gradually improved the quality of living for the family.

Lucresia's previous loan of 19500 PHP allowed her to expand her store by selling additional products that were in high demand in her community. The loan was paid on-time and in full.

Now she is borrowing her 12th loan for the same amount of 19500 PHP to purchase additional inventory for her general store. The income from the loan will help support them with their family needs.

About NWTF

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Loan details

Lenders and lending teams

Loan details