Veolita O. is a 59-year-old married woman who lives in the village of Brgy Maquiling Sagay City Negros Occidental. She earns her living by operating a general store, a rice retailing shop, and a restaurant.
Veolita’s husband helps her run the businesses, and they have three children; two of them are already grown and the youngest is currently going to school. All of the children help their parents in the businesses as part of their daily chores.
Veolita joined NWTF-Project Dungganon in 1996 in the hope that she would be able to help her husband improve the quality of life for their family. With the help of her loans from NWTF-PD she has been able to increase their family's income by operating a general store, rice retailer and restaurant. Now she earns an average monthly income of PHP 10,000 from her business activities.
Veolita is a member of good standing. Her previous loan of PHP 19,000 was used to fund the operation of her general store, and it had a positive impact in both the business and the family’s living conditions. Now she is borrowing PHP 19,000 in her sixteenth cycle loan, which she intends to use on her businesses. Veolita is working hard to achieve her dreams and aspirations for her family: to provide them with a brighter future and a more comfortable life.
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project "Dungganon" (a Hiligaynon word that means "Honorable"). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them "Dungganon"--a title of esteem bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.