Check out some available loans that are similar to this one!
Josephine L. is a 43-year old married woman who lives in the village of Brgy. Dian-ay, Escalante City, Negros Occidental. She earns her living through food catering. Josephine's husband assists her. They have one child who is three years old. Josephine works hard to expand her business and improve their living condition.

Josephine joined NWTF-Project Dungganon in 1998 to improve the quality of life of their family. With the help of her loans she has increased their family income. Now she earns an average monthly income of Php 3,500.

Josephine is a member in good standing. Her previous loan of Php 15,000 funded the operations of her catering business and it has had a positive impact on her business and family’s living conditions. Now she is borrowing her 12th loan, Php 15,000, to support the operation of her food catering business. Josephine is working hard to achieve her dreams and aspirations for her family, which is to provide them with a brighter future and a more comfortable life.
About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project <i>Dungganon</i> (a Hiligaynon word that means <u>Honorable</u>). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them <i>Dungganon</i> - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 387
    View loans »
    Philippines Loans Fundraising
  • $66,070,150
    Funds lent in using Kiva
  • 46.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Josephine additional working capital for catering business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 24, 2009
Dec 14, 2009
Currency Exchange Loss:
Jan 15, 2011