A loan of $425 helped additional working inventory for general store.


Elma's story

Elma B. is a 69 year old married woman who lives in Prk San Gabriel, Brgy Balingasag, Bago City, Negros Occidental. She earns her living by managing a general store. Elma’s husband, Juanito, helps her run the business and they have 8 children and 14 grandchildren.
Elma joined NWTF-Project Dungganon in 2000 in the hope that she would be able to help her husband improve their family's quality of life. With the help of her loans from NWTF-PD, she has been able to increase their family income by becoming involved in a general store and rice farm. Now she earns an average monthly income of Php 11,250 from her business activities.
Elma is a member of good standing. Her previous loan of Php 10,000 was used to fund her general store's operations and it had a positive impact in both the business and the family’s living conditions. Now, for her 17th cycle loan, Elma is borrowing the amount of Php 19,500, which she intends to use for her general store and rice farm. Elma is working hard to achieve her dreams and aspirations for her family, which is to provide them with a more comfortable life.
About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project <i>Dungganon</i> (a Hiligaynon word that means <u>Honorable</u>). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them <i>Dungganon</i> - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work.



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