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Eleanor T. is a 61 year old married woman who lives in the village of Prk Rosal, Brgy Balingasag, Bago City Negros Occidental. She earns her living by running a general store, a pig fattening business, and a rice farm.

Eleanor’s husband, Efren, is an accounting clerk in one of the milling centrals in Negros. They have 5 children who are between 21 to 31 years old. While the one child may have his own family already, the rest of Eleanor's children help out in the business. Eleanor joined NWTF-Project Dungganon in 2000, with the hope that she would be able to help her husband improve the quality of life of their family. With the help of her loans from NWTF-PD, she has been able to increase their family income by engaging in a general store, pig fattening and a rice farm. Now, she earns an average monthly income of PHP 8,000 from her business activities.

Eleanor is a member of good standing. Her previous loan of PHP 19,500 was used to fund operations of her general store and rice farm, and it had a positive impact in both the business and the family’s living conditions. Now, on her 18th cycle loan, she is borrowing the amount of PHP19,500, which she intends to use for her general store. Eleanor is working hard to achieve her dreams and aspirations for her family, which is to provide them with a brighter future and a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon -a title of esteem that is bestowed on a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $65,913,675
    Funds lent in using Kiva
  • 46.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Eleanor to provide additional working capital for general store and pig fattening businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 3, 2009
Dec 14, 2009
Currency Exchange Loss:
Jul 15, 2010