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Francoise is 40 years old, is married with two children, and takes care of three dependents. Both the children and dependents are aged between 11 and 14 years. Francoise and her family live in the Eastern Province of Rwanda.

Francoise owns a public secretariat service where she deals with different computer services, such as typing, printing, photocopying, and other services. This is her ninth successful year in the secretarial business! The hours of her business are from 8 a.m. to 6 p.m. every day except Sunday.

Although Francoise has been in the business for nine years, the profit is still too low for her to expand meaningfully. For that reason, she believes that additional capital would enable her business to progress. To end this, Francoise is requesting a loan from Kiva lenders via Vision Finance Company in order to purchase additional computer accessories.

With this additional equipment, Francoise hopes that she will expand her business through hiring other people to assist in service delivery, as well as by improving the services provided to her customers.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 30
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 566.9
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Francoise to purchase additional computer accessories.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 26, 2009
Dec 14, 2009
Currency Exchange Loss:
Aug 15, 2010