A loan helped to pay higher education expenses.


Gaiozi's story

Gaiozi, who is an 18-year-old man, lives in Rustavi, Georgia with his 4 family members. They don't have enough family income to be able to cover Gaiozi's higher education costs.
After several requests, Credo has approved a student loan for him, which is a joint project with Kiva, and gives Georgian students a good chance to invest in their education.

Gaiozi is a 1st year student at Caucasus International University and studies Law.

Gaiozi wants to have the opportunity to find a stable job in his field and generate significant income after graduation. He really appreciates support from the lenders, as his life will greatly improve with their help.


This loan is special because:

It allows low-income students to pursue education and find jobs before repaying.



Loan details


Lenders and lending teams




Loan details