A loan of $1,200 helped purchase air conditioner for his shop.


Zefer's story

Zefer Q. is 28-year-old retailer who runs a small cosmetics and perfume store in Qizilkend village near Imishli town, which is situated in the southern part of Azerbaijan. Zefer opened his store in 2003, when he was only 24. He recently got married and has 1 child. Summer temperatures in Imishli reach a sweltering 50C so people do not stay long when they come into the store.

Zefer has applied for a loan of US$1200 to purchase and install a new air conditioner and give his customers a chance to enjoy a cool comfortable search for the items they want to purchase. Zefer notes, "Most of the customers who come into my store are women. They like to spend a lot of time searching for cosmetics or perfume and I want to create a comfortable place for them, even in sumertime."



Loan details


Lenders and lending teams



Loan details