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Destiny sells groceries at retail prices to her customers. She has been in this business for four years. Her husband is an electrician, and through her grocery business, Destiny has been able to supplement her husband's income in order to meet the basic needs of their family.

Destiny is 35 years old and has three children: they are in nursery and primary school. Destiny is a client of LAPO (Lift Above Poverty Organization), which is committed to improving lives in Nigeria and Africa. She hopes to increase her offerings and improve her sales during this festive season.

She is requesting a loan in the amount of NGN 50,000 to purchase groceries to sell. She sends her thanks to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 166
    View loans »
    Nigeria Loans Fundraising
  • $6,543,750
    Funds lent in using Kiva
  • 149.3
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Destiny to purchase more grocery items to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 13, 2009
Dec 13, 2009
Currency Exchange Loss:
Aug 26, 2010