A loan of $100 helped to purchase additional products to sell.


Julieta's story

Julieta L. is from the village of Yumbing, Mambajao Camiguin Province. She is 47 years old and widowed with six school-age children. To make a living, Julieta owns and operates a specialized retail business, selling a variety of personal products in the local community. Julieta has been engaged in her business for more than six years and earns approximately 3,500 PHP a month.

In 2009, Julieta joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Julieta is requesting a loan of 4,000 PHP, which will be used to purchase additional products to sell. This loan will be the first loan taken out by Julieta from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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