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Rosa Amelia
Sra. Rosa P. works hard at improving her beauty salon, which is located in the town of Condega in the department of Estelí. She offers her services every day and is open from early in the morning until nightfall.

After completing high school, Rosa chose to become a stylist as her vocation and took different courses until she could establish her own business. Being one of the first stylists in the city gave her an advantage in building up her clientele.

Rosa provides haircuts to everyone, as well as other services such as styling, coloring, etc. This loan will be used to purchase beauty products and supplies such as combs, gels, dyes, creams, and other items that will help improve the condition of her beauty salon.

View original language description ↓
La señora Rosa P. con mucho esfuerzo ha logrado mejorar su negocio de salón de belleza el que posee en el departamento de Estelí específicamente en el municipio de Condega donde a diario ofrece su servicio estando abierto el establecimiento desde muy tempranas horas de la mañana hasta por las noches.

Luego que ella sale del bachillerato, tenía la vocación de ser estilista y estudió varios cursos hasta llegar a poner su propio negocio el que ha mantenido desde entonces ya que ella es una de los primeras estilista de este Municipio lo que le favorece en tener su propia clientela

Realiza cortes de cabello a todas las personas, así como peinados, tintes de cabello, etc. El crédito que solicita lo invertirá en la compra de los productos de belleza como son peines, gelatinas, tintes, cremas, entre otros productos que le ayudaran a mejorar las condiciones de su salón de belleza.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 20.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Rosa Amelia purchase beauty products & supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2009
Dec 10, 2009
Currency Exchange Loss:
Dec 15, 2010