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Ngozi sells stock fish (fish dried in the sun) at retail prices to her customers. Stock fish is used in the preparation of Nigerian soup like melon soup. She sells for long hours to enable her meet the basic needs of her family.

Ngozi is 48 years old and is married with six children. Her husband is a trader and he also supports the home.

Ngozi is a LAPO (Lift Above Poverty Organization) client. LAPO is committed to improving lives in Nigeria and elsewhere in Africa.

The demand for Ngozi’s stock fish is high and she hopes to meet the demands of her customers. She is requesting a loan of NGN 150,000 to purchase more stock fish to sell. She says thanks to all Kiva lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 0
    View loans »
    Nigeria Loans Fundraising
  • $6,385,100
    Funds lent in using Kiva
  • 152.0
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ngozi to purchase more stock fish to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 12, 2009
Dec 12, 2009
Currency Exchange Loss:
Aug 26, 2010