A loan of $1,500 helped increasing her working capital to develop her business.


Gulsara's story

S. Gulsara is 56 years old. She is married and the mother of 5 children. Gulsara owns a clothing business at the local market in Dushanbe, Tajikistan. She has been doing this business for about 5 years. Her business has benefited from a good sales location and constant demand for her products.

Gulsara tries to offer good prices to her customers while still making a profit. She has requested a loan of $1,500 USD to increase her product inventory. This is a busy time for many market vendors as the cold season is coming and everyone is preparing for the winter season. By purchasing additional inventory, Gulsara will be better prepared to meet increased demand and earn a good income. We believe her perseverance and natural liveliness will help her continue to succeed in her trade and repay this loan on time.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj



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Loan details