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Afqan H. raises and sells cattle. He is 32 years old, married and has three kids. He purchases cattle in the central market, feeds and cares for them, and then resells them at higher prices in the local market. Afqan has been in this business since he was 17 years old – thanks to his father who is a farmer and taught him a lot. He is an expert at choosing and caring for the animals. He gets up at five o'clock every morning to feed the cows and look after them. His knowledge and skills allow him to make his business successful, but his family is still quite poor because of the high prices they have to pay for everything.

Afqan applied for a loan of 1600 AZN to purchase more cattle to expand his business. You could become an important part of his family's life. Afqan deeply appreciates the trust and support you are giving him.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 22
    View loans »
    Azerbaijan Loans Fundraising
  • $14,855,250
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Afqan to purchase four calves.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 26, 2010
Dec 11, 2009
Currency Exchange Loss:
May 17, 2011