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Samuel is 27 years old and is married without children. He and his wife live in Musanze, a region of Ruhengeri, in the Northern Province of Rwanda.

Samuel is proud to have been a self-employed businessman for five successful years. He works from 6 a.m. to 6 p.m. every day except Sunday. His wife works in the business of animal husbandry and earns a small income as well.

Samuel is requesting his first loan from Kiva lenders via Vision Finance Company. He plans to use the loan to buy more bags and luggage for sale. Any additional profits will be reinvested in his business in order to improve his financial stability. He also hopes to improve the well being of his extended family and build a secure future for them in the process.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $18,405,575
    Funds lent in using Kiva
  • 567.1
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Samuel to buy more bags and luggage for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 18, 2009
Dec 10, 2009
Currency Exchange Loss:
Aug 15, 2010