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Phin S., 44, is married and lives with her son in Takeo province. To earn a living, she has been making and selling handicraft products at the local market. She earns approximately US $2 of profit every day. Her husband is a farm worker and makes less than US $1 per day. Phin S.’s son is a taxi driver who is able to make about US $5 of profit a day.
Phin S. would like to take out a loan of US $1000 to purchase a motorbike to transport her craft products to the market.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 86
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phin to purchase a motorbike to transport crafts to market.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 24, 2009
Dec 10, 2009
Currency Exchange Loss:
Jun 17, 2011