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Biliki is a hair stylist who makes a living by selling hair extensions and hair cream at retail prices in her shop. She is happy because this is the high season for her business and she hopes sales will increase. Biliki is 30 years old, married and has two children, both of whom are doing well in school. She is a LAPO client, and has applied for a loan for NGN 50,000 to buy more hair extensions and cream to sell. She is very grateful to all Kiva lenders for their interest and support.

LAPO (Lift above Poverty Organization) is committed to improving lives in Nigeria and across Africa.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 144
    View loans »
    Nigeria Loans Fundraising
  • $6,543,750
    Funds lent in using Kiva
  • 150.6
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Biliki to buy more hair extensions and cream to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 11, 2009
Jan 1, 2010
Currency Exchange Loss:
Aug 26, 2010