K. has been running a butcher shop for the last 15 years. He also does farming to supplement his income. He is married and has six children and he is the sole breadwinner for the family. His butcher shop is located within the kakamega market. He employs 1 person and his butcher shop serves clients within the market and its environs. He is requesting for a loan of KES. 40,000 to purchase more beef cattle. He describes himself as a visionary and hardworking person.