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Khloak D., 30, is a married woman and mother. She retails both new and used clothes that she orders in bulk from wherever they are sold at a reasonable price. She was busy selling her clothes at the market when the photo was taken, so her husband is pictured instead.

Khloak D. is married to Koy Sarim, age 30, who is a motor taxi driver. They have two minor children who are not enrolled in school.

Khloak D. conducts her investment very smoothly. She has a lot of regular customers who need to buy her clothes because she is skilled in public relations and is very satisfied person.

Khloak D. faces a problem with transporting her clothes to the market because she has no vehicle. Because of that, she decided to request her second loan to purchase a new motorbike which she will use as transportation. With the remainder of the loan she will buy more clothes to sell.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 91
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Khloak to purchase a new motorbike to transport her clothes.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 3, 2009
Dec 9, 2009
Currency Exchange Loss:
Dec 16, 2010