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Fatu K. is a grocery vendor and she has been in this business for two years. She is 30 years old. She has been a client with ARD and has taken three successive loans, which she has repaid without any problem. She wants to increase her stock of items so that she can increase her income. She spends 14 hours every day in her stall.

Fatu is married with one child. The family has bought a piece of land, on which they intend to construct a small house. Fatu is respected by her peers and is serious with her business.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 3,935.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Fatu to increase her stock of items for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 2, 2009
Dec 8, 2009
Currency Exchange Loss:
Sep 15, 2010