A loan of $325 helped to purchase different goods for her sari-sari store.


Gina's story

Gina O. is a hardworking mother, 39 years old, from Jala-jala in the lovely province of Rizal. She has been in her sari-sari business for more than four years. She is the mother of an only child, Jonabelle, 6 years old and a nursery school student. She is married to Vergilio, 54 years old, a driver.


The income of her husband is not enough to meet the needs of their family. There came an opportunity to join ASHI (Ahon sa Hirap, Inc.), an MFI and Kiva partner in the Philippines, in the year 2005. She was given hope and opportunity to have access to capital, so she started her sari-sari store (a small retail store for different goods). This simple business brings them good income. Currently on her fifth loan, she requests 15,000 Philippine pesos as additional capital to purchase more stock to meet the demands of her consumers.


Gina hopes that, with ASHI and Kiva lending a hand, she can fulfill her dreams in life: sending her only child to school until she finds a job and improving her business. She even plans to expand her sari-sari store into a grocery store (a big store supplying all the needs of her consumers). She also hopes for a comfortable house to live in and a happy family.



Loan details


Lenders and lending teams



Loan details